Avoid Foreclosure By Increasing Income
Have you ever heard employers say that colleges and universities often miss the mark when it comes to teaching students viable, needed, practical functional job skills --- skills and know how that fare specific to productivity on the job and become the basis for advancement and income improvement.
Almost no one will argue with the assertion that increasing income is a fundamental need in the 1 million plus foreclosures each year in the USA, never mind the millions that get into foreclosure trouble but survive, or the 30 million Americans who experts say are borderline bankrupt. Income improvement then is most often the underlying need facing borrowers in foreclosure.
Likewise, almost always, analysts find poor job skills underlie the lack of income improvement, which in a million+ cases per year begets foreclosure. While it may seem paradoxical, the very institution that everyone thinks of as the paragon of higher education, providing training for tomorrows workers have largely failed the future employees whom they profess to serve.
How you ask? By failing to streamline and re-shape higher education to fully take advantage of computers and the internet, by charging too much money for courses that are far too general, often not stimulating/relevant, do little to actually increase literacy and the ability to think/function, causing high student loan indebtedness, and approximately 88% of those who enter college, never achieve the holy grail of future employees -- that college degree!
The higher learning establishment has done the predictable -- they continue to be motivated by self interest and have failed to bring about the inevitable paradigm shift in higher education that is now way overdue. Thanks to this dilemma for employee and employer alike, a plethora of alternatives has arisen to answer the need including:
- on-the-job training often done by employers (OJT)
- technical/vocational schools
- certified skill based training program by correspondence
- certified skill based training program online
- recognition for self learning achievements
- OEM, distributor, or vendor based skills training certification
- privately conducted accelerated skill development seminar
- online learning and skill development program offered by private sources
- and skill based learning offered by qualified by "unapproved" colleges and universities
who are blazing the trail and forcing that long overdue paradigm shift.
Which ever your choice, realize that verifiable skill development as your career unfolds makes sense, is becoming easier/more accessible, and can help increase your value in the work place and therefore your income. Lenders are impressed by:
- your future outlook for improved income
- the extra income each month you will realize immediately
- the mature sense of responsibility you have demonstrated that such an effort makes -- all of which can help avoid foreclosure.
BackOnTracNow can help you re-package your financial picture so your lender is happy to set you up on a workout plan that saves your home. Let the proven system coach you through the seven easy steps to saving your home. Get started today!
