U-StopForeclosure.com has one, and only one, all consuming desire.....to give you the finest tools to stop your foreclosure without resorting to bankruptcy. It has been our core group's passion for years.

1. Q. Your bottom line best price for the exclusive BackOnTracNOW Stop Foreclosure program is a low $127.00. What is the catch?
   
   A. We are here to help you get rid of those foreclosure predators we've all heard so much about and help you save your home yourself. We don't buy foreclosure property, offer loans, act as 'angel' investors, or anything else. We don't even sell your data. Ever. Not even one keystroke! The only catch is we wan BackOnTracNOW to help as many homeowners save their homes from foreclosure as is humanly possible. The quality/depth and low price of our easy BackOnTracNOW program is second to none in the entire stop foreclosure industry.
   
2. Q. Please highlight a summary of BackOnTracNOW's benefits and advantages.
   
   A.
   Total Privacy - no embarrassing third party involvement in your personal business. Nobody telling you to do things you can't .
   
   Fast - This easy to use success-oriented program will prepare you for your lender's acceptance at your own pace.
   
   24/7 Convenience - No days off work for counseling....no appointments to make.....no waiting....your
   schedule and timing rule.
   
   Lowest Cost - The excuse, "I couldn't afford stop foreclosure help" simply is no longer available.
   
   Best of the Best - BackOnTracNOW was designed by some of the best, most successful Foreclosure Resolution Specialists to be the most complete fully supported easy to use success-results oriented approach to stopping foreclosure there is.
   
   Most Consistent Quality - More than any other service or information delivery system there is, the internet assures the highest level of quality control available. Human counselors, for example, vary to extremes regarding quality of delivery from organization to organization, person to person, day to day, and even hour by hour. There is no such variance in information delivered or support provided through the computer driven internet. The internet does not have a bad day or a personality conflict, ever.
   
   Always There For You - BackOnTracNOW will work with you until your lender says, "Yes".
   
   Always Polite and Respectful - The 'Top Pros" who designed and contributed to BackOnTracNOW want to see you win like the many cases they worked professionally on. They know the importance that respect and empathy play in helping a homeowner in default succeed against foreclosure. BackOnTracNOW is never condescending, impolite, or uncaring.
   
3. Q. Please list the features I will get with my access to BackOnTracNOW.
   
   A. You will get:
   
   Auto population of exclusive forms
   
   Auto calculation to help avoid critical mistakes
   
   Six easy professionally guided Steps to Freedom From Foreclosure
   
   Exclusive easy to use proprietary formulas to help you establish your all-cricital Stop Foreclosure Plan that will absolutely maximize your ability to qualify for help from your lender.
   
   All of the wisdom, lender-communication know how, caveats, insider techniques, professional foreclosure case management tool to assure your confidence and success
   
   Flashing reminder of critical sale date information
   
   In Summary, you get a dynamic new version of the same excellent professionally designed approach to stopping foreclosure that others paid $1,000+ for.
   
4. Q. What about HUD Certified Counseling Agencies? CCCS?
   
   A. These groups are of primary help on HUD/FHA loans, which involve specialized loan term technicalities and procedures not common to 95% of all loans, which are conventional. In fact, in a national survey CCCS and HUD certified agencies admitted that their trained counselors didn't know how to work with regular loans at all. The respondents almost exclusively indicated their counselors couldn't get lenders to cooperate. The BackOnTracNOW approach is unparalleled when it comes to getting lenders to say, 'Yes'.
   
5. Q. It is true that "Refinancing" is the best way out of a foreclosure?
   
   A. BEWARE! Refinancing can cost $1000's in hidden costs, will definitely put you further in debt and more often than not wastes precious time and resources. That being said, it is our experience that only 2-4% of foreclosure refinance loan applications are really approved. And yet, mortgage brokers still continue to tell homeowners in default that they "can get loan approval" even in foreclosure cases. Unfortunately, defaulting homeowners who fall for this enthusiasm eventually discover that not only is it not true, but is is also way to late, in most cases, to save the home.
   
6. Q. We received a letter from our lender offering to help. Will they really help or is that just"pie in the sky"?
   
   A. Anything can happen of course, but we hear from homeowners in default all across the country and they invariably tell us that when they answered their lender's invitation to call, they either got a "bill collector with attitude" or no one very even called them back and critical time was wasted. We have found the only time to begin a dialogue with your lender is when fully prepared to present "your new borrower self" and contribute in a material way toward the solution. On the other hand speaking pre-maturely to your lender can actually get you in more trouble than ever.
   
7. Q. I just had a 'free consult' with a bankruptcy lawyer who told me the only way a foreclosure could really be stopped was by filing a petition for bankruptcy in the U.S. Bankruptcy Court. Why do you offer BackOnTracNOW if that is true?
   
   A. If I gave you $10 for every time I heard a homeowner in foreclosure tell me something similar, you could, no doubt, immediately catch-up you entire arrearage and stop your foreclosure tomorrow morning! Fortunately for you, this simply is not true. A simple reality check will confirm this, or, if you like, you can click on the 'Stop Foreclosure Testimonials' and "Stop Foreclosure Case Results'!
   
8. Q. I can't possibly come up with all the money my lender is demanding so I think I might as well let the bank have it back and just move out as soon as I'm ready.
   
   A. As uncooperative as your lender or their attorney may be, when you graduate from BackOnTracNOW, chances are your lender will look at you in a completely different way. You'll understand in a few short days when you are already going to feel the effect on BackOnTracNOW as it quickly gets you ready to qualify for offers to help that you absolutely don't qualify for at the present time.
   
9. Q. I've heard that my lender doesn't want to take my house back, so maybe I should just sit tight and wait to see what they'll really do.
   
   A. Why in the world would you even consider such an idea when BackOnTracNOW is available here and now for $127! You can have this foreclosure problem resolved painlessly and get your life back in no time! The truth is, your lender doesn't want your home, at the same time, they can't tolerate non-performing loans. So, the bottom line is: they'll take your home just like they are threatening and you and your family will become just another foreclosure statistic.
   
10. Q. You've described BackOnTracNOW as "easy" and "painless", etc. Is it really that easy?
    
    A. In a word, yes. And you are going to be both relieved and excited ..... because this 'home saving pro' really works!